In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role.

BURBANK, Calif., Dec. 16, 2025 /PRNewswire/ -- New national data shows that medical costs and other factors have led to a steep increase in the cost of liability claims. The new average claim cost for ...

They also share a stark reality. Too many small businesses lack the ability to offer health insurance due to rising costs - ...

In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role.

For small business owners, the rising cost of health insurance is a direct threat to competitiveness, workforce retention, and growth. Here's how to take action.

Some small business owners say they are facing their own affordability crisis because of higher tariff, health insurance and energy costs. Shirley Modlin, who owns 3D Design and Manufacturing in ...