The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

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Nationwide homeowners insurance is among the most affordable options on the market, with numerous discounts that can lower your premiums even further. We like that it has endorsements many competitors ...

I frequently run into the claim that a home security system or even a single device can save you money on your homeowners insurance -- the type of insurance that covers things like theft and break-ins ...

Florida's homeowners insurance market is stabilizing after a crisis, though obtaining insurance during hurricane season remains challenging. Homeowners insurance typically excludes flood, earthquake, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Mercury homeowners insurance earned 4 stars out of 5 for overall performance. Mercury is one of the biggest home insurers in California, but it also sells homeowners policies in several other states ...